Why Debt is Not Your Problem

Can you explain in just one word why you are in debt? A few words that come to mind are college, unemployment, emergencies, desires, and marriage.

For me, that one word would be “easy.”

It was easy to get a car on payments. It was easy to put our honeymoon on credit. It was easy to finance new bedroom furniture. Most people are in debt for this reason – it’s easy. Is there anything you can’t finance these days?

Debt is not your Problem, and Money is not your Solution

I’m currently about 30 pounds over what I would consider my ideal weight. However, I would be deceived if I believed that I had a problem with my weight. My true problem is that there’s a breakdown of control between my fork and my mouth.

Napoleon Hill said “If you do not conquer self, you will be conquered by self.” If you dig deeper into any area of your life that feels out of control, you will always discover a lack of discipline in that area. Lack of discipline always precedes chaos.

Financial discipline is a prerequisite for financial freedom. Getting into debt was incredibly easy for us – shockingly easy – and it took a tremendous amount of discipline and focus to get free. There will be times when you want to quit, when it feels not only difficult but impossible. How you respond in those times will determine your success.

Getting out of debt is like a boxing match. It’s okay to take a short break between rounds, but the second you throw in the towel it’s over. God is in your corner, and we’re in the stands cheering you on. Just keep fighting and you will get your victory.

Comments?

We’d love to hear your “one word reason” for getting into debt! We respond to 100% of our comments!

Committed to your success,

-Wesley

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