There are two things you HAVE to know to be successful with money.
1. Your budget is your primary tool for financial freedom.
2. Your budget won’t work unless you do.
It’s only the second week of the year, but by now most folks have already broken their new year’s resolutions.
One thing we’re experts at in this country is failing to follow through on our commitments.
Likewise, the biggest issue most people have isn’t that they don’t know how to budget, they just aren’t doing it.
Or worse, we get frustrated.
We make decisions based on emotions in the moment rather than on principles that have withstood the test of time.
So let me ask you…
Do you need to recommit to your budget? Did you start strong only to fall off the wagon when life got busy? Did you give up because of an argument you had with your spouse?
Your budget is simply a piece of paper that tells your money where to go. If you don’t tell it where to go it gets lost. So don’t overcomplicate it. Just get started.
Will it be perfect? No.
Can I guarantee it will work? No. But I can guarantee it won’t work if you don’t do it.
Yes I know it’s the last season of The Office (we’re sad too). But get your hiney off the couch and do something that will change your life.
Recommit to your budget.
P.S. You will need to recommit often. We still fall off the wagon and fail to do our budget some months. Oh yeah…we ALWAYS overspend on those months. Hmm…interesting how that works isn’t it?