Managing Your Money Rule #4: How To Develop A Giving Plan

Welcome back to our Managing Your Money series. Today is on Rule #4: Develop a Giving Plan.

“One life to give; one life to live.” That’s the life-motto of pastor I heard speak years ago who was imprisoned in the middle east and tortured for his faith. Just this morning I read where Jesus said “Any of you who does not give up everything he has cannot be my disciple.”

Those are hard words to hear, especially in the land of materialism. Yet I believe true financial freedom isn’t endless wealth, but rather, freedom from the control of money and posessions. It’s more about your heart than your bank account.

Giving is powerful regardless of your faith. but since my relationship with God is at the core of who I am, it just makes sense for me to start this post with His words on giving.

Proverbs 11:25: “A generous person will prosper; whoever refreshes others will be refreshed.”

Proverbs 28:27: “Those who give to the poor will lack nothing…”

Malachi 3:10: “Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it.”

Luke 6:38: “Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you.”

2 Corinthians 9:7: Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.

How To Put Giving Into Practice

Here’s how Beth & I budget for giving.

1. Make giving a line item at the top of your budget. Allocate money for giving before anything else.

2. Start with giving 10% of your gross income. I know when you’re in debt that the last thing you have is “extra” money. But you have to have faith! There is a spiritual principle at work here. Read Luke 6:38 again: “with the measure you use, it will be measured to you.” If you wait to start giving until you have enough, you will never have enough. If you seriously can’t give 10%, at least start somewhere. Maybe it’s just 1% and you commit to grow this by a percentage point each month.

3.  Once you are out of debt, increase your percentage each month and see where it goes!

Giving Destroys Materialism

One life to live; one life to give. Jesus said to “store up for yourselves treasures in heaven…for where your treasure is, there your heart will be also.”

God isn’t against wealth or nice things. But we have to be very careful because “stuff” can quickly grow roots into our hearts. Every time you give something away, it is declaring that you trust God to be your provider and your source of joy and comfort, not your stuff.

Giving is very powerful. There’s a reason it’s a “rule” when it comes to managing your money. Either you will learn to manage money by giving it away, or you will learn that your money is managing you. There are no other alternatives.

Committed to your success,


Comments: People have more questions about giving, as well as incredible testimonies, than most other topics. Please share!

, ,

No comments yet.

Leave a Reply