What Is The Opposite of Debt? (Hint: It’s not Wealth)

Now that you know our story (see our first two posts, Part 1 & Part 2), we want to share with you why Debt To Life exists, and specifically, who we had in mind when we created it.

Beth & I came to the realization that as long as we have debt, we are a slave to that debt (see Proverbs 22:7). While your lender can’t totally rule your life (at least not in our society), they do have some power over you as long as you owe them money.

The financial gurus like to talk about good debt versus bad debt, but when your a slave, it’s all bad. People often play this financial game with debt…”My money’s earning more in interest in a money market than I’m losing in interest on my loan, so I’m just going to keep the loan.”

While that may make some sense financially, when you realize you’re a slave, you no longer care about winning the game; all you want is out of the game. The bottom line for a slave isn’t winning, it’s freedom.

If your heart burns for freedom, you’re in the right place.

There’s a reason we named it “Debt To Life.” We could have easily named it “Debt To Wealth”, or “Debt to Not So Much Debt So You Can Have More Stuff.” But we didn’t, we named it Debt To Life. There’s a million websites and resources out there to help you build wealth if that’s your desire. We’re not against building wealth, however, if your primary goal in life is the accumulation of wealth or stuff, this is not the place for you.

Too many people trade happiness for wealth, thinking that their wealth will bring them happiness. At Debt To Life, we believe that fulfillment is found in living out one’s purpose, regardless of the income level associated with that purpose.

For Beth & I, a significant part of our purpose is found in helping people, both in our own backyard and around the world. When we were buried in debt, we literally felt trapped in our jobs, like we were years away from really living out our purpose on a more “full time” basis. Like the lion in the photo above, we felt caged, spending our energy fulfilling someone else’s dreams but not our own. In some twisted way, the cage represents security and familiarity, but it comes with a price…your purpose.

If your heart burns for purpose, you’re in the right place.

One of our goals in writing this post is to help define and connect with you, our target audience. We did a lot of research, and had some snazzy information to impress you with how much we know about the statistical metrics that define who we think you are. But at the end of the day, what defines the community we are aiming for isn’t so much a specific set of demographics, but rather an attitude of the heart.

Only you really know if you are hungry or not to take the steps necessary to get free of your debt. Only you really know if you’re tired of serving someone else’s purpose and are ready to discover your own.

Maybe you’re reading this and you’re not so sure about all this talk of freedom and purpose, you just know you’re tired of getting screwed by your credit card company. Wherever you find yourself, if this resonates with you, we encourage you to stay connected, and let us walk with you on your journey towards financial freedom.

If you haven’t already done so, sign up for our newsletter, and get our free special report about the “1st Step to Financial Freedom that No One Talks About.”

Committed to your success,


P.S. For us, the opposite of Debt is Freedom. What are your thoughts? We respond to 100% of our comments!

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6 Responses to “What Is The Opposite of Debt? (Hint: It’s not Wealth)”

  1. Sage Acorn Says:

    I look forward to reading your blog and newsletter. Thus is an issue that I am personally struggling through now and would live to hear your story.

    God bless,


    • Wesley & Beth Says:

      Thanks Sage! We hope it continues to be a blessing to you and help you find freedom!


  2. Christy Says:

    I think finding one’s purpose is often the biggest battle. Once there is a well defined purpose it CAN lead to a goal. I think in our society many people struggle with this, myself included. I am also very uncomfortable with even small debt as it acts as a weight holding me back from other goals. Enjoying the blog!


    • Wes & Beth Says:

      Thanks Christy! I completely agree. I think goals can even be a dangerous thing if they are not tied into one’s purpose, as they can be a distraction.

      I like to think of purpose as a jigsaw puzzle. To some people God shows them the picture on the box, which helps them know where each individual piece is supposed to go. To others, he just gives one piece at a time with the promise that he’ll help them put them together if they will trust him to do so. I think I’m somewhere in between, I have several pieces that almost don’t feel like they belong to the same puzzle (by pieces I mean passions and desires, things I want to accomplish), but occasionally I get a glimpse of the box…not long enough to figure it all out, but enough to keep my trust where it needs to be in the one who designed the puzzle in the first place. -Wesley


  3. Whitney Says:

    Every year when we teach Financial Peace University we tell our people that you kinda have to be sick of it (debt). You have to want that freedom and decide that you are ready to make a change for the better. It’s for sure the best decision we ever made. Love your site! I especially like the “About Us” page!!


    • Wes & Beth Says:

      Thanks Whitney! I love FPU…haven’t been through the full course but listened to all of the CDs. Very good stuff!

      I love your site!! I really like how you focus on the heart so much. Our financial issues are really heart issues at the core.

      I saw that you made a recommendation for Michael Hyatt’s new book. I just heard him speak a couple of weeks ago with John Maxwell here in FL. It was incredibly motivating.

      For those interested in Whitney’s website, it’s http://www.whitneysparks.net. She is a financial coach and has a ton of great information on her blog, including devotionals, financial tips, and a lot of info on how to save hundreds if not thousands a year on couponing. Maybe we can get her to do a guest post for us on it! :)


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