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What To Do When You Feel Like Quitting: The Solution

In our last post, we went into detail about the five most common ways people quit on themselves and their journey of financial freedom. In this post, we want to offer the solution.

Here are six exercises that we do personally anytime we feel like giving up on something that matters in our lives. Going through these exercises really helps get our hearts engaged again. (Hint: You + Journal + Quiet Place = Best Results)

6 Ways We Process Through The Desire To Quit

1. Identify the Why: Why do you feel like quitting? It’s obviously from stress, but what exactly is causing it? If nothing else, it’s helpful to understand why you feel the way you do.

2. Pros & Cons: This may sound simple (I’m reminded of an episode of The Office where Michael lists out the pros and cons of dating Jan), but it is a powerful exercise. Specifically, list out 30 reasons why it would be beneficial for you to keep going, and 30 reasons why it would be detrimental if you quit. Share the list with your spouse.

3. Set Goals: You may realize that the stress you feel is from unrealistic expectations. For months Beth & I prayed that we would be out of debt by a certain date, only to experience great frustration when that date came and went and we were still in debt in the high five figures. Identifying your unrealistic expectations and adjusting your goals accordingly will relieve some of the pressure you’ve put on yourself and give you a renewed outlook on your situation.

4. “I Want” List: Make a list of all the things you will do or buy once you are out of debt. Nothing is off limits, and it doesn’t have to be realistic or spiritual. It simply has to be emotional – the goal isn’t to impress God or others, it simply has to get your heart back in the game. The process of creating this list helps you more emotionally than it does to simply review it, so feel free to redo this exercise when you feel tempted to quit pursuing financial freedom.

5. Celebrate Each Victory: One thing Beth & I did that really helped was to create numerous “finish lines.” We didn’t wait until we were 100% debt free to reward ourselves. As an example, if you’re trying to save up $1000 emergency fund, once you do, take your spouse out to a nice date night to celebrate. We recommend making these “memories,” so instead of blowing $30 bucks on a steak, spend the money on an event that you will remember, such as a concert or event – something you can take a picture of. It may help to attach a reward to each one of your debts (Example: When we pay off the student loan, we’re spending a weekend at the beach). Just pay for the rewards with cash and know that the more you spend on a reward, the longer it will take ultimately to pay off your debt, so don’t go crazy.

6. Prayer: The sixth and final point is prayer. This should really be the starting point, not the ending point. Personally, I get motivated by writing out goals and dreaming. But for Beth, she’ll get a cup of coffee and her journal and sit out on the porch for an hour, quietly processing through her emotions and writing out prayers to God. One thing we have made a habit of doing is praying together before going to bed. Some nights it’s a simple “thank you for today” prayer and other nights it is deeper intercession where we lift up the needs of our friends and family and certainly our own needs.

Praying together can have a profound effect on a marriage, because in a very real way you’re inviting God to invade your marriage with his goodness. Psalm 118 says “give thanks to the Lord, for he is good.” It’s a simple verse, but it bears reflection. He is good. He is not out to get you. He is for you and he wants you to live in freedom and walk in the purpose for which he created you. You’ll never hear me say that God wants you to drive a Porsche, but you have to know in your heart that he designed you to be free in every area of your life.

Committed to your success,

-Wesley

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What To Do When You Feel Like Quitting: The Problem

The beautiful thing about getting out of debt is that you really can’t fail. It may take longer than expected, but if you stick with it, eventually you will cross the finish line. The only way to fail is to quit.

Five Ways People Quit On Their Journey Of Financial Freedom

  • Cheating: Making small purchases that prevent you from making any real progress or getting momentum. This usually comes in the form of comfort items, such as clothing, food, music, etc.
  • Sabotage: Making large purchases which completely set you back months, even years. Examples of this would be vehicles, toys (boat, atv, etc), and travel.
  • Isolation: Withdrawing from your spouse when it comes to finances because of the emotional stress. This could be as simple as refusing to help create a budget, or as complicated as lying about purchases, hiding debt, etc.
  • Passivity: People quit on their journey when they choose not to take the steps needed to pursue financial freedom. This could come in the form of refusing opportunities for additional income, or refusing to let go of certain items that could be sold to pay off debt.
  • Bankruptcy: I’m not going to cast judgment on people who have filed for bankruptcy, everyone has their own story. But I will say that whenever possible, paying off your debt is the way to go.

In our next post, we’re going to share the solution: five things that we do personally to get us through those times when all we want to do is quit.

Committed to your success,

-Wesley

We respond to 100% of our comments! How have you experienced any of the five methods of quitting listed above? Please share!

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