Are You Worthy Of Financial Freedom?

Your financial future depends on how you answer this question.

I had the opportunity yesterday morning to attend a Dream Builder’s breakfast here in Orlando. The subject of grace came up, and a very intuitive woman at my table made the comment that people who don’t allow themselves to receive or experience grace often do so because they don’t feel worthy of receiving grace.

Grace isn’t a word that comes up much when talking about finances. We throw out words like discipline, diligence,¬†desires, delayed gratification, etc., but not so much “grace.” Why is it that grace is THE word to use when talking about sin, overcoming addictions, loving difficult people, enduring trials, but not when it comes to our finances?

Too often, we have this mentality that says “I dug myself into this hole and I’m going to dig myself out.” We may even throw the phrase “by God’s grace” in there somewhere, yet it still carries the tone of “I screwed up and created this mess. It’s my job now to fix this.”

What’s the point?

If in the core of who you are you see yourself as a failure, as someone who can never measure up, as someone unworthy of success, then debt can actually become your excuse for never stepping out and at least trying to fulfill your potential. It’s a lot safer to be in debt and be “trapped” in a routine job that you need to make your minimum payments every month than it is to be free. This may not make sense at first, but in some way’s it’s risky to be debt-free. Like the photo above, the lion is safer in the cage than in the wild. But lions weren’t meant to be caged, and neither are you!!!

“Am I worthy of financial freedom?” It’s the same question as “am I worthy of love?” or “am I worthy of success?” It speaks of how you see yourself. It’s a funny question because (let’s be honest) in many ways the answer is “no.” Yet if you can’t answer this question with a resounding “YES!” you’re always going to struggle financially. The only way to confidently answer this question is when you realize this truth:

You’re not the one answering the question.

If I create a beautiful painting, the painting itself doesn’t have the right to determine if it is worthy to be displayed at the Louvre or¬† sold at a garage sale. It would be ridiculous to ask the painting if it is worthy or not. It’s a stupid question. You would ask the artist. Only the creator has the right to determine the worth of His creation. And this is why it’s called “good news.”

Despite our failures, our sinfulness, our inadequacies, and yes even our financial blunders, our creator looks at us and shouts “Worthy!!! Worthy of my love! Worthy of my blessing! Worthy of my Son.” Romans 8:32: “He who did not spare his own Son, but gave him up for us all–how will he not also, along with him, graciously give us all things?”

“Am I worthy of financial freedom?” is the wrong question. What we need to be asking is “Do I freely receive His grace in all areas of my life?” As you journey from debt to life always remember He is on your side.

Committed to your success,


We respond to 100% of our comments. Let’s dialogue: Do you believe that God is on your side in paying off debt? Have you considered the need for grace when it comes to your finances?


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